Let's Talk Rates

  • “This recent low point in home sales activity is likely over,” said NAR Chief Economist Lawrence Yun. “Mortgage rates are the dominant factor driving home sales, and recent declines in rates are clearly helping to stabilize the market.”
  • 30-year fixed mortgage rate: 6.45%, down from 6.47% last week, -0.02
  • 15-year fixed mortgage rate: 5.67%, down from 5.73% last week, -0.06
  • The rates posted here are averaged of the market-- you will be quoted higher or lower or that exact rate depending upon certain factors, and the rate may change daily even at the same lender. 
HISTORICAL AVERAGE 30 YEAR FIXED RATE MORTGAGE

INTEREST RATES

JANUARY 31,2023 National Averages

BANKRATE: COMPARE MORTGAGE INTEREST RATES FOR TODAY

6.43%

30 YEAR FIXED MORTGAGE

6.41%

20 YEAR FIXED MORTGAGE

5.65%

15 YEAR MORTGAGE

5.63%

10 YEAR MORTGAGE

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